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HC
Human Capital Outsourcing Limited
management-business-development
Relationship Officer-Loan Officer
💰 25,000 | 👥 10 Positions | 📍 Not specified | 📅 2025-02-20
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On behalf of our client a microcredit/microfinance we are looking to hire a Relationship Officers. The ideal candidate will have an ability to manage and maintain a high performing portfolio. The candidate should have a track record of high sales performance within a microcredit or microfinance set up. You will be responsible for managing sales and marketing, ensuring a high standard of customer service to ensure optimum productivity.
Responsibilities
Identifying both prospective and existing clients needs then
match them with the solutions we provide to grow the business.
New client’s acquisition
Properly educating the clients on our product terms and
conditions
Ensuring that loans sizes and terms are geared towards the
borrower’s present repayment capability.
Analyzing business activities to identify and avoid funding high
risk ones.
Analyzing seasons with difficulties in loan repayment and
taking steps to minimize risk exposure
Build a good self and company reputation to grow customer
loyalty
Always ensuring you have polished first contacts/impressions
with clients.
Being respectful and diligent when dealing with people
Being effective in handling customer complains.
Skills & Requirements
Bachelor’s degree/Diploma in any business-related course
MUST have a minimum of 2 years of experience in a similar
role from a microfinance/microcredit Industry
Strong negotiation and communication skills.
Ability to handle difficult conversations tactfully.
Knowledge of revolving credit products and financial services
regulations.
Proficiency in data analysis and collection software.
Commitment to ethical practices and customer service
excellence.
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