Credit Risk Analyst - Human Capital Outsourcing Limited
Posted on: August 11, 2025

On behalf of our client, a leading financial services institution, we are seeking a detail-oriented Credit Risk Analyst to assess and monitor credit risk exposure across their loan portfolio. The successful candidate will analyze financial data, prepare risk reports, and support decision-making processes to minimize potential losses.

Responsibilities:
  • Analyze credit applications and financial statements to assess borrower creditworthiness
  • Develop and maintain credit risk models and scoring systems
  • Monitor existing loan portfolios and identify early warning indicators
  • Prepare comprehensive risk assessment reports for management review
  • Collaborate with underwriting teams to establish appropriate credit limits
  • Ensure compliance with regulatory requirements and internal risk policies
  • Conduct industry and market research to identify emerging risks
Requirements:
  • Bachelor's degree in Finance, Economics, Accounting, or related field
  • 3-5 years of experience in credit analysis or risk management
  • Strong analytical and quantitative skills
  • Proficiency in Excel, SQL, and statistical software (R/SAS preferred)
  • Knowledge of banking regulations and credit risk frameworks
  • Professional certification (FRM, CFA) is an advantage

Job Location

Apply